INAM Expands Universal Health Insurance to Widows, Widowers, and Orphans in Togo

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Friday, 08 August 2025 12:30

INAM Expands Universal Health Insurance to Widows, Widowers, and Orphans in Togo

(Togo First) - Togo’s National Health Insurance Institute (INAM) has extended Universal Health Insurance (UHI) to widows, widowers, orphans and direct ascendants of civil and military pensioners under the Togo Retirement Fund (CRT).

The move, announced in an August 5 press release, follows a similar expansion last month for National Social Security Fund (CNSS) beneficiaries.

The extension covers widows and widowers receiving survivors’ pensions, orphans receiving survivors’ pensions, and direct ascendants such as parents. It also includes additional beneficiaries declared by active insured persons, such as dependent children, self-employed spouses and dependent relatives.

INAM said the goal is to provide adequate health coverage to people often in vulnerable situations. The initiative will grant eligible individuals an AMU card, ensuring access to essential healthcare services.

The institution stressed that survivors’ pension beneficiaries, often left economically weakened after the death of a family member, and dependants of active insured persons, need reliable health protection.

Newly eligible categories are invited to contact INAM to complete registration procedures.

Launched in January 2024 by INAM and CNSS, the AMU project seeks to guarantee healthcare access to the entire Togolese population, regardless of their occupation.

This article was initially published in French by Esaïe Edoh

Edited in English by Ange Jason Quenum

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