Togo Grants Opticians Three-Month Moratorium on Health Insurance Agreement

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Wednesday, 17 December 2025 12:13

Togo Grants Opticians Three-Month Moratorium on Health Insurance Agreement

(Togo First) - Opticians in Togo have been granted a three-month moratorium to implement clauses of a sector-wide agreement recently signed with the agencies managing Universal Health Insurance (AMU), according to a joint statement from the National Health Insurance Institute (INAM) and the National Social Security Fund (CNSS).

The grace period runs from Jan. 1 to March 31, 2026, and applies both to opticians already under contract who are required to renew their agreements and to those not yet contracted who plan to join the system by signing a formal agreement.

According to AMU administrators, the measure is intended to give eyewear professionals time to implement the new provisions of a partnership signed last November with the Association of Professionals and Practitioners of Optometry and Optics (APPOL).

The agreement between AMU management bodies and APPOL seeks to harmonize professional practices and improve the quality of optical services. It also allows insured individuals to access opticians’ services using their AMU cards.

REFORMS OVERVIEW

STARTING A BUSINESS (more info)

At the fifteenth position, worldwide, and first in Africa, under the Starting a Business index of the 2020 Doing Business ranking, Togo sustains its reformative dynamics with more reforms….

ENFORCING CONTRACTS (more info)

Compared to some years ago when it was one of the lowest rankers under the Doing Business’ Enforcing Contracts indicator, Togo, leveraging many efforts to improve its business climate, was able to jump significantly on the index in the recent years... .

CONTRACT EXECUTION (more info)

Creation of special chambers of commerce for small debts • Creation of chambers of commerce at the Court of Appeal • Civil and commercial cases now handled by distinct clerks • Establishment of commercial courts in Lomé and Kara • Lawyers and bailiffs now have access to the FORSETI COMMERCIAL platform • A maximum period of 100 days was fixed to settle a commercial dispute .

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In comparison to previous years,Togo has significantly improved its ranking under the“Trading across borders” indicator by adopting multiple reforms that focus mainly on the digitization and reduction in delays, for import and export procedures related to import and export.

In comparison to previous years, Togo has significantly improved its ranking on the “Trading across borders” index by adopting multiple reforms that focus mainly on the digitalization and reduction in delays, for import and export procedures related to import and export.

CONSTRUCTION PERMIT (more info)

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